Covered California
California health exchange representative

(559) 222-4140

Questions and Answers: The Affordable Care Act and

Covered California.

 What does the Affordable Care Act require of me?  Good question. 

The Affordable Care Act is also known as Obamacare. People who fill out a Federal Income

Tax form MUST maintain health insurance for themselves and their dependents. 

Those who don’t will pay a fine.

What if I can’t afford health insurance?  Individuals and families whose income falls below

the level set by the Federal Government will be insured with Medi-Cal. If you are not sure if you

qualify for Medi-Cal, call us and we will let you know.   

What if my income is too high for Medi-Cal?  Good question. If you make too much money to

qualify for Medi-Cal, you may use:

  • An employer sponsored health care plan
  • Your own private health insurance
  • A plan through the Covered California Exchange


If I choose to go with a Covered California Plan, is there any financial assistance available? 

Yes! Individuals with lower incomes often qualify for subsidized plans. To qualify for a subsidy, be

prepared to provide your address, a tax return and the name of your employer. Examples of

subsidized Covered California Plans include:

  • The Bronze Plan with payments as low as 1.00 per month.
  • The Silver Plan with payments as low as 48.00 per month.

Does Covered California have a plan with higher monthly premiums but that reduce my

out-of-pocket costs when I have a claim? Good question. Yes. Covered California has both a

Gold and a Platinum plan. For more information on these plans contact our office.

    My guess is that you still have a few questions. I invite you to call our office any time. We

offer free consultations. I look forward to your call.


                                                               Mark Svetlik

                                                               Agency Director


Health Insurance

Obamacare | Covered California | and You

​​Covered California Fresno Storefront

4005 N Blackstone Ave Ste 101

Fresno Ca 93726